Home loans + Advice
Building or buying a new home is no doubt the biggest financial decision in your life. Before you start talking house plans and mortgage repayments, you really need to get good solid un-biased answers to all of your budget, home finance or property investment questions.We use our extensive knowledge and experience of the mortgage industry to connect our clients with a home loan to suit their personal needs. We then coordinate all of the paperwork and communication to ensure the loan application and approval process is a smooth one.
Property Investment
Whether youré looking for a better deal on your existing home loan or wanting a product offering with particular features that better suits your needs, we can assist you. With our extensive experience and access to over 30 lender's we will save you all of the hassles and provide unbiased advice on home loan products that may be beneficial to switch to and the process involved in switching loans.
Construction loans
There is a lot more to sourcing, applying and processing a construction home loan than a standard home loan. This is why it is so important to deal with a broker who understands the most suitable products, structures and most importantly that can advise on the traps to avoid for this specialised loan purpose. As specialists in this area, we use our extensive knowledge and experience, ccoordinate all of the paperwork and commit to communication to ensure the construction loan process is a smooth one for our clients.
First home buyers
We help First Home Buyers / Builders with unbiased home loan advice, mortgage pre-approvals, loan settlements, understanding home loan options and sourcing the best home loan solutions for each of our clients’ needs. We manage communications between the client, finance provider and lawyer; and also assist first home buyer clients with understanding any applicable grants, out-of-pocket expenses they may incur, and loan product terms and usability.
Home loan refinance
Whether you may be looking for a better deal on your existing home loan or wanting a product offering with particular features that better suits your needs, we can assist you. With our extensive experience and access to over 30 lenders we will save you all of the hassles and provide unbiased advice on home loan products that may be beneficial to switch to and the process involved in switching loans.
Car loan + asset finance
We can help you source finance solutions for that new set of wheels, debt consolidation to take control of your finances, or just about any personal purpose. Advice is provided on whether a secured or unsecured loan structure would be more suitable for your requirements, and decisions are provided fast with straight-forward application processes.
We're a little different...
01 / We listen
We take the time to listen and really care about our clients. We use everyday language and explain everything so you can feel confident and in control of your decisions. Our team has unquestionable professional integrity - being transparent and ethical is something we pride ourselves on.
02 / There's no pressure
We offer you strategic advice that takes into account your needs and goals for the future, We'll help you turn your dreams into reality. Whether you are looking to purchase a new home, upgrade, start a property portfolio or simply refinance we can help you find the right mortgage solution by helping you sort through the hundreds of loan choices.
03 / We don't judge
We are friendly, casual and relaxed people. Being professionals, we take what we do seriously and will take your finances very seriously too. But we do not judge our clients for their financial decisions, we empower them to make the best decisions they can moving forwards.
over 35 different lenders..
We have access to over 35 different lenders, including all the major banks, which means access to the lowest interest rates available. Combined with the advice and expertise of our experienced team, this means we are able to source the most appropriate loan for your circumstances.
Toby Box
Lending Specialist
DIP (FS) Mortgage Broking & Finance Mortgage Broking Managment
contact- 0401 626 114
email- toby@wemortgagesolutions.com.au
Toby Box
Credit Representative Number 476459
BLSSA Pty Ltd ACN 117 651 760 (“BLSSA”)
Australian Credit Licence Number: 391237
If you need a mortgage broker in Melbourne’s Inner West, Yarraville or Seddon, Toby Box is ready to help you find the best solution for your property finance needs.
Toby is an experienced loan specialist with WE Mortgage Solutions. His knowledge of buying and selling homes means he is able to help his clients achieve a wide variety of property goals.
One of the best things about this dedicated loan expert is that he works closely with real estate agents in the local area. By being a part of the process, he can really make buying or selling property easy and stress-free.
Toby is also passionate about property investment and helping new and experienced investors alike find the right loan product for their ventures.
What’s more, he is committed to helping his clients plan for the future. He can explain how best to utilise the equity in your home and how to manage your home finance to your best advantage.
Whether you require a first home loan, commercial finance, investment loans or any other property finance help, Toby can help you find a personalised finance solution.
Get in touch today with this experienced mortgage broker in Yarraville, Seddon, Kingsville and the surrounding Melbourne suburbs.